At Bickmore Auto, we know buying a used vehicle isn’t just about finding the right car—it’s about finding the right loan that fits your life. Whether you’re shopping for your first vehicle, replacing an old commuter, or upgrading to a truck for work, our goal is simple: to make financing clear, comfortable, and possible for everyone.
If you’ve ever felt nervous about applying for an auto loan, especially with less-than-perfect credit, this post is for you. Let’s walk through how our EZ financing process works, the loan options available to you, and why so many drivers in Portland and Gresham trust Bickmore Auto when it’s time to finance their next ride.

Why Financing Matters Just as Much as the Vehicle
You can find the perfect used car, SUV, or Ford F-150, but if the financing doesn’t work for your budget, the deal isn’t right.
That’s why we structure our financing to meet real-life needs:
- No high-pressure tactics
- Custom loan terms to match your monthly goals
- Flexible down payment options
- Competitive interest rates from a network of local lenders
- Programs for all credit profiles, from excellent to rebuilding
Our team doesn’t just sell cars—we help you find a path forward.

Who Qualifies for Bickmore’s EZ Financing?
In a word: everyone.
We believe credit history shouldn’t be a roadblock to safe, reliable transportation. Our finance department works with dozens of buyers every week—including:
- First-time buyers
- College students and recent grads
- Families on tight budgets
- Business owners needing a truck
- Buyers with previous repossessions or low credit scores
Even if you’ve been turned down at another dealership or bank, we may still be able to help you get approved with affordable monthly payments.

What Are My Loan Options?
We work with a wide range of banks, credit unions, and specialized auto lenders across Oregon. That means we can offer:
- Standard auto loans with 36- to 72-month terms
- Low or no money down options
- Subprime financing for buyers with lower credit scores
- Credit union partnerships with exclusive local rates
- Buy here, pay here solutions for select buyers
Our inventory is also curated to support your financing. For example, many of our late-model used cars and Ford F-150 trucks qualify for better interest rates due to mileage, reliability, and retained value.
Use our finance calculator to run real-world numbers before you apply.

How to Apply (In Less Than 5 Minutes)
Getting started is simple—and there’s no obligation to move forward if you’re not ready.
- Head to our EZ Financing Application
- Enter your basic info, income, and preferred down payment
- Submit and receive a pre-approval decision, often within hours
- Browse our full inventory with a clear budget in hand
- Test drive your top picks, finalize paperwork, and drive away
We handle all the legwork—including working with lenders, pulling approvals, and walking you through payment plans.

What If I Have Bad Credit?
Here’s the truth: your credit score doesn’t define your future. At Bickmore Auto, we’ve helped drivers across Portland and Gresham get back on the road—even after bankruptcies, late payments, or repossessions.
We’ll work with you to:
- Explain your options in plain language
- Set a realistic payment plan
- Secure a loan with manageable terms
- Use your new auto loan to help rebuild credit over time
If you’re dreaming of a dependable used vehicle like a Ford F-150, Toyota Tacoma, or Honda CR-V, your credit history shouldn’t stand in the way.

Real Inventory, Real Support
The best part? Our vehicles are priced with financing in mind. We regularly stock:
- Used cars under $15,000
- Used trucks under $30,000
- Certified inventory with clean titles and service records
- Fuel-efficient models to help offset monthly fuel costs
And yes—we carry a rotating selection of Ford F-150 pickups, known for their long lifespan, strong towing capacity, and lower cost of ownership compared to newer trucks. Many are available with monthly payments under $500 depending on your financing plan.

Ready to Apply? Here’s What You’ll Need
When you’re ready to apply, it helps to gather:
- Proof of income (pay stubs, tax returns, or bank statements)
- Proof of residence (utility bill or lease)
- Valid driver’s license
- Insurance details (or we can help set it up)
Have questions or concerns about what you need? Our team will walk you through every step.

Your Approval Is Waiting at Bickmore Auto
Don’t let financing stress keep you from driving a vehicle that fits your needs. Whether you need a truck for work, an SUV for the family, or a commuter car that sips gas, we’ll help you finance it with confidence.
🔗 Apply Now for EZ Financing
🔗 Use Our Finance Calculator
🔗 Shop Our Full Inventory
